 What is American Dental Care?
American Dental Care is a referral service that has
organized a large number of dentists and optometrists in order to provide them
with new patients. In return, the dentists can greatly reduce their prices up to
80%. Each member can choose a participating dental office that is convenient to
them.
When does American
Dental Care go into effect?
Service will begin as soon as you receive your membership card. Simply call the
dentist or optometrist you have selected from our list for an appointment and
present your I.D. card.
Many American Dental
Care providers will accept both your dental insurance and this
dental plan. Discuss this matter with the provider you have
chosen prior to any treatment. Since American Dental Care is
not an insurance company there are no deductibles or claim forms
and all previous dental problems are accepted.
How does American
Dental Care compare to average group dental insurance?
COMPARISON
CHART
|
American
Dental Care |
Group
Dental Insurance |
| 1)
$0 deductible |
1)
Normally a $50 deductible |
| 2)
No limit on benefits |
2)
Normally a maximum of $1000 annual benefit |
| 3)
No claim forms to file |
3)
Claim forms must be filed |
| 4)
Use your plan the same day |
4)
Normally a one-year waiting period for major procedures |
| 5)
No cost to employer |
5)
Normally there is an administration fee or an employer contribution
required |
Why would I want to
switch from my current dental plan?
Other dental plans charge much higher monthly rates to
cover seldom used procedures. American Dental Care includes services most commonly
required: exams, cleanings, X-rays, crowns, fillings, braces, contact lenses,
glasses and much more.
Can I change dentists
or optometrists?
Yes. You may change dentists or optometrists any time without you or your
company doing or changing any paperwork. Simply present your I.D. card to the
new dentist or optometrist you have selected.
How do I enroll?
1. Simply fill out the application. List
all the members of your household to be enrolled by American
Dental Care.
2. Please include
the one-time enrollment fee and the first month’s fees. If paying
annually, multiply your monthly fee by 12 and also include the
one-time enrollment fee.
3. We also accept
most major credit cards. Include card number and expiration date.
Indicate if payments are monthly or annual.
4. Upon receipt of your
application, a list of participating dental offices, optometrists and your
membership card (one per family) will be sent to you.
Dental fees
Due to the greatly reduced fees for dental services, most dentists require
payment in full at the time the dental service is performed. Some dentists may
let you pay with monthly payments; however, arrangements must be made in advance
with the individual dentist.
Exclusions
1. Accidental injury or conditions that are covered under
workman’s compensation or occupation act or law.
2. General anesthesia,
I.V. sedation and/or hospitalization or hospital or medical charges of any kind.
3. Office visits to or
services performed by a dentist or specialist who are not part of American
Dental Care
Have another question? Please let us
know.
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